What do Credit Bureaus do? (Business Opportunities - Marketing & Sales)

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Item ID 130847202 in Category: Business Opportunities - Marketing & Sales

What do Credit Bureaus do?


Credit Bureaus are companies that maintain records of your credit lines and performance. Records go back seven years, and up to ten years, for bankruptcy data. Creditors, banks, mortgage companies and other financial institutions supply this information to the credit bureaus, and they compile them into a credit report. A credit report has details of how you have managed credit in the past, so other lenders can judge your credit worthiness. They tract the following information:

Open accounts.
Closed accounts.
Credit limits.
Current balances.
History of on time and late payments.
Collection actions.
Tax and other liens
Homeownership.
Current address, and former addresses

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2020-08-06 (0.079 sec)