Let's listen to whether what this beautiful woman said is right or not (Automobiles & Vehicles - Auto Dealers)
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Item ID 133733750 in Category: Automobiles & Vehicles - Auto Dealers
Let's listen to whether what this beautiful woman said is right or not | |
Read more on https://treewer.com/poster?q=PTQ820250828144552 Below are some China social media platform saying. It can help you learn about Chinese society situation. Let's listen to whether what this beautiful woman said is right or not. Let's identify it. If you pay social security for 20 years and start collecting pensions at the age of 63, in which year can you get the principal back? Today we will do the math together. This calculation is only for freelancers and individual business owners, that is, all the expenses are paid by person, not by company. For example, if you pay social security 1,400 yuan per month, there are 12 months a year, and the amount paid in a year is 16,800 yuan. In 20 years, the total is 336,000 yuan. Add the interest generated in 20 years, which is at least 100,000 yuan. With the interest, the total is 436,000 yuan. This is the principal you paid. After you retire, if you receive a monthly pension of 2,200 yuan based on the reference price, you will receive 26,400 yuan each year. The total social security payment is 436,000 yuan, divided by the annual payment of 26,400 yuan, which is about 16 and a half years to get the principal back. If you start collecting at the age of 63, you will not be able to collect the principal until you are 79. : If you calculate it this way, it's actually half right. You have to know that the 100,000 yuan interest mentioned above is calculated based on the principal you saved for 20 years. These 20 years are the savings you saved in the first 20 years. Although you retire at the age of 63, you will not withdraw the principal all at once every year. For example, your principal in the first year was 436,000 yuan, and you withdrew 2.64 yuan in pension, leaving 409,600 yuan. This 409,600 yuan will still generate interest. Based on the annual interest of 10,000 yuan is 300 yuan approximately, 40.96 times 300 is equal to 12,000 yuan in interest. In the second year, your principal should be the remaining 409,600 yuan plus the 12,000 yuan of the interest you received earlier, which makes the principal for the second year to be 421,800 yuan. This year, you took out 2.64 million yuan in pension for the second year, leaving 395,400 yuan. In fact, when you receive your third year's pension, your principal will have been increased by 11,800 yuan with the interest you received this year. The principal is about 407,200 yuan. Although you take out 26,400 yuan every year, the remaining principal will actually generate about 10,000 yuan in interest. Cycle After cycle, in fact, if you calculate it, you will have to wait until you are 93 years old to receive all your principal. Think about whether you can live to that time. In other words, what you receive after 93 years old is what you have earned. Do you understand? After reading this, do you agree with his point of view? Let's discuss in the comment section. | |
| Target State: All States Target City : All Cities Last Update : Sep 07, 2025 12:25 AM Number of Views: 67 | Item Owner : lod Contact Email: (None) Contact Phone: (None) |
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2025-11-18 (0.448 sec)